Credit Advice

Whether you’re buying your first home, your next home, investing in property or consolidating debt, you can trust Fynergy to find a quick and simple solution.

We are here to help! Our professional guidance makes sure you are completely informed and comfortable with all the decisions you make. Whether you are a first-time buyer, refinancing, a property investor or self-employed, Fynergy will help you with purchasing your property.

The Loan Appoinment

You have a choice of over 20+ top lenders

Using our specialist broking software, your Mortgage Broker can compare the loan products of 20+ different lenders, quickly and easily.

You’ll know how much you can borrow

With a few details, we can quickly work out which lenders will let you borrow the money you want.

How we help you find the right home loan

Once we fully understand your situation, Fynergy will work out how to best structure your finance and will search for the right loan product for your needs. We’ll review the details of the recommended loans with you – and help you choose the one that’s right for you.

We’ll explain clearly all the features and costs of your loan and tell you how much the repayments will be. And then we’ll provide you all this in writing in our Credit Proposal Disclosure Document.

Your loan application

Your Personal Mortgage Broker will manage your application all the way to settlement, keeping you informed every step of the way.

We’ll help you with all the paperwork

We’ll do as much of the paperwork for you as we possibly can. We will package your application with all the supporting evidence and lodge it (in many cases electronically) with your chosen lender.

We’ll help you get approved

By professionally structuring your loan application we give you the best chance of getting your loan approved, first time.

Managing your application

We’ll take the hassle out of the application process by managing it on your behalf – right through to settlement. fynergy will help you with any questions that you may have, and if there are any problems we’ll chase up the lender for you. We’ll liaise with your conveyancer, valuers and do everything we can to make your loan progress smoothly.

Professional Lenders Association Network (PLAN Australia) – Advantedge

Advantedge is the largest credit advisory aggregator in Australia providing services to over 5,500 credit advisors (brokers) or approximately 40% with over AUD120billion of mortgages under administration and involved in arranging 1 in 5 new loans in Australia every day. In 2013 credit advisors provide advice to over 50% of Australian’s seeking lending solutions.

Fynergy is registered with the Australian Securities and Insurance Commission (ASIC) the Federal Government agency responsible for administration and enforcement of the National Consumer Credit Protection (NCCP) Act 2010, effective from 1 July 2010.